For the self-employed

Still Paying Marketplace Prices for Health Coverage?

Private PPO plans from $359/mo, priced by your age, not your income.

Quoted by one licensed agent, start to finish. No call centers, no spam, no obligation.

  1. Age(current step)
  2. Coverage
  3. Qualify
  4. Location
  5. Premium
  6. Contact

How old are you?

Age sets the starting rate. Enter yours to see where you land.

Individual rates shown. Household pricing on the next step.

*Illustrative monthly rates for generally healthy applicants, nationwide PPO, by deductible. Your agent confirms your real rate and plan details in writing before you decide anything.

  • Licensed agents, 35 states
  • A-rated carriers
  • We never sell your info

The numbers

See the Difference for Yourself.

Average monthly premiums for comparable marketplace coverage versus typical private PPO pricing for self-employed households.

Household typeUnsubsidized marketplace ratesPrivate PPO Range
Single$590/mo$359–$459/mo
Married Couple$1,050/mo$689–$849/mo
Single with Kids$960/mo$679–$829/mo
Family$1,310/mo$949–$1,169/mo

Marketplace figures are illustrative unsubsidized rates for comparison purposes only and are not a quote or offer of coverage. Subsidized marketplace premiums may be lower. Eligibility and final rates are determined by the carrier.

Straight answers

Fair Questions.

Is this real insurance?

Yes. These are nationwide PPO plans from A-rated carriers with preventive care, telehealth, and medication coverage. Your agent puts every plan detail in writing before you decide.

Why is it cheaper than the marketplace?

Pricing is based on your age, not your income, and plans are selectively qualified. Not everyone is approved, and that's exactly why rates stay low for those who are.

Am I signing up for spam calls?

No call centers. One licensed agent handles your quote start to finish, and your information is never sold.

A licensed SEC benefits advisor

The SEC Advisory Team

“We don’t sell anything we wouldn’t put our own families on. If private coverage isn’t the right fit for you, we’ll tell you on the call. No pressure, no obligation.”

About a minute. No obligation.

See My Rate